Rent Affordability Calculator

Estimate how much rent you can afford based on your income, expenses and preferred rent-to-income ratio.

Calculate Rent Affordability

Enter your monthly income and expenses to calculate an affordable rent range, estimated leftover cash and rent burden.

Monthly Take-Home Income Preferred Rent Rule Conservative — 25% of income Standard — 30% of income Stretch — 35% of income High — 40% of income Monthly Debts / Loans Other Monthly Expenses Utilities Estimate Savings Goal Per Month Rent You Are Considering Currency GBP — £ USD — $ EUR — € CAD — C$ AUD — A$

Calculate Affordability Reset

Affordable Monthly Rent —

Target Rent Status —

Cash Left After Rent —

Conservative Rent —

Standard Rent —

Rent-to-Income —

Move-In Estimate —

Your rent affordability estimate will appear here.

What Is a Rent Affordability Calculator?

A rent affordability calculator estimates how much monthly rent may fit your budget. A common rule of thumb is to keep rent around 30% of monthly income, but debts, bills, savings goals and local costs can change what is affordable.

How This Calculator Works

This calculator compares your income against your chosen rent rule, subtracts regular expenses and shows whether a target rent looks comfortable, tight or high. It also estimates a simple move-in cost using first month’s rent plus a deposit equal to one month’s rent.