Buy-to-Let Calculator

Estimate rental yield, mortgage payments, cashflow, profit, tax and return on investment for an investment property.

Calculate Buy-to-Let Returns

Enter property, mortgage, rent and cost assumptions to estimate whether a buy-to-let property may produce positive cashflow.

Property & Purchase

Purchase Price Deposit (%) Stamp Duty / Purchase Tax Legal, Survey & Setup Costs Refurbishment Costs Expected Annual Growth (%)

Mortgage

Mortgage Type Mortgage Interest Rate (%) Mortgage Term (Years)

Rental Income & Costs

Monthly Rent Letting Agent Fees (%) Vacancy Allowance (%) Annual Maintenance Annual Insurance / Service Charges Income Tax Rate (%)

Monthly Cashflow After Tax —

Annual Profit After Tax —

Net Rental Yield —

Cash-on-Cash ROI —

Deposit Amount —

Mortgage Amount —

Monthly Mortgage —

Total Cash Needed —

Metric	Monthly	Annual / Total
Your buy-to-let breakdown will appear here.

Your buy-to-let estimate will appear here.

What Is a Buy-to-Let Calculator?

A buy-to-let calculator estimates the potential return from a rental property by comparing rent against mortgage payments, running costs, tax and purchase costs.

How This Calculator Works

This calculator estimates gross yield, net yield, monthly cashflow, annual profit after tax and cash-on-cash ROI. It is for planning only and does not replace mortgage, tax or financial advice.