Credit Card Payoff Calculator
Calculate how long it will take to pay off your credit card balance and how much interest you may pay.
Calculate Credit Card Payoff
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Monthly Payment Used
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Payoff Time
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Total Interest
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Total Paid
Starting Balance-
Monthly Interest Rate-
Total Payments-
Extra Payment-
New Charges-
Interest Share-
Enter your card balance, APR and monthly payment to calculate your payoff estimate.
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How This Credit Card Payoff Calculator Works
This calculator estimates how long it may take to clear your credit card balance using your APR, monthly payment and any extra monthly payment.
It also lets you include new monthly charges, although adding new spending can make payoff slower or impossible if your payment is too low.